/*
 * ============================================================
 * UNIFIED INSURANCE PARTNERS — Design System
 * ============================================================
 * Requires: css/variables.css loaded first
 *
 * Contents:
 *  01  Reset & Base
 *  02  Typography
 *  03  Layout — Container, Section, Grid
 *  04  Buttons
 *  05  Forms
 *  06  Navigation
 *  07  Hero
 *  08  Social Proof Bar
 *  09  Feature Grid (icon + text)
 *  10  Cards — Product, Testimonial, Location, Team
 *  11  Stats Row
 *  12  FAQ Accordion
 *  13  CTA Strip
 *  14  Footer
 *  15  Breadcrumb & Page Header
 *  16  Badges, Tags, Chips
 *  17  Utilities
 *  18  Responsive
 *  19  Accessibility / Motion
 * ============================================================
 */


/* ============================================================
 * 01  RESET & BASE
 * ============================================================ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
  text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  font-size: var(--text-base);
  font-weight: var(--weight-regular);
  line-height: var(--leading-normal);
  color: var(--color-text);
  background: var(--color-white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img, video, svg, iframe { display: block; max-width: 100%; }
ul, ol { list-style: none; }
button { cursor: pointer; font: inherit; }
a { color: var(--color-primary-link); text-decoration: none; transition: color var(--duration-base) var(--ease-out); }
a:hover { color: var(--color-primary); }
strong { font-weight: var(--weight-semibold); }

:focus-visible {
  outline: 2px solid var(--color-accent);
  outline-offset: 3px;
  border-radius: 2px;
}

/* Skip link */
.skip-link {
  position: absolute; top: -100%; left: var(--space-4);
  padding: var(--space-3) var(--space-5);
  background: var(--color-primary); color: var(--color-white);
  font-weight: var(--weight-semibold); border-radius: 0 0 var(--radius-md) var(--radius-md);
  z-index: var(--z-toast); transition: top var(--duration-base);
}
.skip-link:focus { top: 0; }


/* ============================================================
 * 02  TYPOGRAPHY
 * ============================================================ */

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: var(--weight-bold);
  line-height: var(--leading-tight);
  color: var(--color-text);
  letter-spacing: var(--tracking-tight);
}

h1 { font-size: clamp(var(--text-3xl), 5vw, var(--text-5xl)); font-weight: var(--weight-extrabold); }
h2 { font-size: clamp(var(--text-2xl), 3.5vw, var(--text-4xl)); }
h3 { font-size: clamp(var(--text-xl),  2.5vw, var(--text-3xl)); }
h4 { font-size: var(--text-2xl); }
h5 { font-size: var(--text-xl); }
h6 { font-size: var(--text-lg); font-family: var(--font-body); font-weight: var(--weight-semibold); }

p {
  color: var(--color-text-secondary);
  line-height: var(--leading-relaxed);
  max-width: 68ch;
  margin-bottom: var(--space-4);
}
p:last-child { margin-bottom: 0; }
p.wide, td p, .card p, .footer p { max-width: none; }

.lead {
  font-size: clamp(var(--text-lg), 2vw, var(--text-xl));
  color: var(--color-text-secondary);
  line-height: var(--leading-relaxed);
  max-width: 60ch;
}

/* Section labeling pattern */
.eyebrow {
  display: inline-block;
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: var(--weight-semibold);
  letter-spacing: var(--tracking-widest);
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: var(--space-3);
}

.section-heading {
  font-size: clamp(var(--text-2xl), 3.5vw, var(--text-4xl));
  color: var(--color-text);
  margin-bottom: var(--space-4);
}

.section-subheading {
  font-size: clamp(var(--text-base), 2vw, var(--text-lg));
  color: var(--color-text-secondary);
  max-width: 58ch;
  line-height: var(--leading-relaxed);
}

/* Decorative rule under headings */
.rule {
  display: block;
  width: 48px; height: 3px;
  background: linear-gradient(90deg, var(--color-accent), var(--color-accent-muted));
  border-radius: var(--radius-full);
  margin: var(--space-4) 0 var(--space-5);
}

.section-header { margin-bottom: var(--space-12); }
.section-header.centered { text-align: center; }
.section-header.centered .lead,
.section-header.centered .section-subheading { margin-left: auto; margin-right: auto; }
.section-header.centered .rule,
.text-center .rule { margin-left: auto; margin-right: auto; }

/* Lists */
.check-list { display: flex; flex-direction: column; gap: var(--space-3); }
.check-list li {
  display: flex; align-items: flex-start; gap: var(--space-3);
  font-size: var(--text-base); color: var(--color-text-secondary);
  line-height: var(--leading-normal);
}
.check-list li::before {
  content: '';
  display: block; flex-shrink: 0;
  width: 20px; height: 20px;
  background-color: var(--color-accent);
  border-radius: var(--radius-full);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-size: 12px; background-repeat: no-repeat; background-position: center;
  margin-top: 2px;
}


/* ============================================================
 * 03  LAYOUT — Container, Section, Grid
 * ============================================================ */

.container {
  width: 100%;
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--container-px);
}
.container--wide   { max-width: var(--container-wide); }
.container--narrow { max-width: var(--container-narrow); }

.section {
  padding-block: var(--section-y);
}
.section--sm { padding-block: var(--section-y-sm); }
.section--xs { padding-block: var(--section-y-xs); }

.section--white  { background: var(--color-white); }
.section--warm   { background: var(--color-surface); }
.section--navy   { background: var(--color-primary); }
.section--dark   { background: #0E2440; }

/* Text colour inversions for dark-background sections */
.section--navy .section-heading,
.section--dark .section-heading  { color: var(--color-white); }
.section--navy .section-subheading,
.section--dark .section-subheading { color: rgba(255,255,255,0.80); }
.section--navy .eyebrow,
.section--dark .eyebrow { color: var(--color-accent); }

/* Auto grid */
.grid {
  display: grid;
  gap: var(--space-6);
}
.grid-2   { grid-template-columns: repeat(2, 1fr); }
.grid-3   { grid-template-columns: repeat(3, 1fr); }
.grid-4   { grid-template-columns: repeat(4, 1fr); }
.auto-grid { grid-template-columns: repeat(auto-fit, minmax(min(100%, 280px), 1fr)); }

/* Two-column split layout */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-16);
  align-items: center;
}
.split--wide { grid-template-columns: 3fr 2fr; }
.split--flip > *:first-child { order: 2; }

/* Flex helpers */
.flex         { display: flex; }
.flex-col     { flex-direction: column; }
.flex-wrap    { flex-wrap: wrap; }
.items-center { align-items: center; }
.items-start  { align-items: flex-start; }
.justify-center    { justify-content: center; }
.justify-between   { justify-content: space-between; }
.gap-2  { gap: var(--space-2); }
.gap-3  { gap: var(--space-3); }
.gap-4  { gap: var(--space-4); }
.gap-6  { gap: var(--space-6); }
.gap-8  { gap: var(--space-8); }


/* ============================================================
 * 04  BUTTONS
 * ============================================================ */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  padding: var(--btn-py) var(--btn-px);
  border-radius: var(--btn-radius);
  font-size: var(--btn-font-size);
  font-weight: var(--btn-font-weight);
  font-family: var(--font-body);
  line-height: 1.25;
  border: 2px solid transparent;
  white-space: nowrap;
  text-decoration: none;
  transition:
    background-color var(--duration-base) var(--ease-out),
    border-color     var(--duration-base) var(--ease-out),
    color            var(--duration-base) var(--ease-out),
    box-shadow       var(--duration-base) var(--ease-out),
    transform        var(--duration-fast) var(--ease-out);
  -webkit-user-select: none;
  user-select: none;
}

.btn:hover    { transform: translateY(-1px); }
.btn:active   { transform: translateY(0); transition-duration: var(--duration-fast); }
.btn:disabled { opacity: 0.55; pointer-events: none; }

/* Primary — amber CTA */
.btn-primary {
  background: var(--color-accent);
  border-color: var(--color-accent);
  color: #1A1200;
}
.btn-primary:hover {
  background: var(--color-accent-hover);
  border-color: var(--color-accent-hover);
  color: #1A1200;
  box-shadow: var(--shadow-md);
}

/* Navy — secondary solid */
.btn-navy {
  background: var(--color-primary);
  border-color: var(--color-primary);
  color: var(--color-white);
}
.btn-navy:hover {
  background: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
  color: var(--color-white);
  box-shadow: var(--shadow-md);
}

/* Outline navy */
.btn-outline {
  background: transparent;
  border-color: var(--color-primary);
  color: var(--color-primary);
}
.btn-outline:hover {
  background: var(--color-primary);
  color: var(--color-white);
  box-shadow: var(--shadow-sm);
}

/* Ghost white — on dark backgrounds */
.btn-ghost {
  background: transparent;
  border-color: rgba(255,255,255,0.5);
  color: var(--color-white);
}
.btn-ghost:hover {
  background: rgba(255,255,255,0.12);
  border-color: var(--color-white);
  color: var(--color-white);
}

/* White solid — on dark backgrounds */
.btn-white {
  background: var(--color-white);
  border-color: var(--color-white);
  color: var(--color-primary);
}
.btn-white:hover {
  background: var(--color-surface);
  color: var(--color-primary-hover);
  box-shadow: var(--shadow-md);
}

/* Sizes */
.btn-sm {
  padding: var(--space-2) var(--space-4);
  font-size: var(--text-sm);
  border-radius: var(--radius-md);
}
.btn-lg {
  padding: 1rem var(--space-8);
  font-size: var(--text-lg);
}
.btn-block { width: 100%; }

/* Loading state */
.btn.is-loading { pointer-events: none; }
.btn.is-loading::after {
  content: '';
  display: inline-block;
  width: 14px; height: 14px;
  border: 2px solid currentColor;
  border-top-color: transparent;
  border-radius: 50%;
  animation: spin 0.6s linear infinite;
  margin-left: var(--space-2);
}
@keyframes spin { to { transform: rotate(360deg); } }


/* ============================================================
 * 05  FORMS
 * ============================================================ */

.form-group {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
  margin-bottom: var(--space-5);
}

.form-label {
  font-size: var(--text-sm);
  font-weight: var(--weight-semibold);
  color: var(--color-text);
  letter-spacing: 0.01em;
}
.form-label.required::after {
  content: ' *';
  color: var(--color-error);
}

.form-control {
  width: 100%;
  height: var(--input-height);
  padding: 0 var(--input-px);
  border: 1.5px solid var(--input-border);
  border-radius: var(--input-radius);
  background: var(--input-bg);
  font-size: var(--text-base);
  font-family: var(--font-body);
  color: var(--color-text);
  transition:
    border-color var(--duration-base) var(--ease-out),
    box-shadow   var(--duration-base) var(--ease-out);
  -webkit-appearance: none;
  appearance: none;
}
.form-control::placeholder { color: var(--color-gray-400); }
.form-control:focus {
  outline: none;
  border-color: var(--color-border-focus);
  box-shadow: 0 0 0 3px rgba(41, 82, 163, 0.14);
}
.form-control.is-invalid { border-color: var(--color-error); }
.form-control.is-invalid:focus { box-shadow: 0 0 0 3px rgba(153, 27, 27, 0.12); }

textarea.form-control {
  height: auto;
  min-height: 130px;
  padding-top: var(--space-3);
  resize: vertical;
  line-height: var(--leading-relaxed);
}

/* Select */
select.form-control {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236B7280' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right var(--space-3) center;
  padding-right: var(--space-10);
}

.form-hint { font-size: var(--text-sm); color: var(--color-text-muted); }
.form-error { font-size: var(--text-sm); color: var(--color-error); }

/* 2-col form grid */
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  column-gap: var(--space-5);
}
.form-row .form-group--full { grid-column: 1 / -1; }

/* Checkbox */
.form-check {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
}
.form-check input[type="checkbox"] {
  flex-shrink: 0;
  width: 20px; height: 20px;
  border: 1.5px solid var(--input-border);
  border-radius: var(--radius-sm);
  background: var(--input-bg);
  appearance: none; -webkit-appearance: none;
  cursor: pointer;
  margin-top: 2px;
  transition: all var(--duration-base);
}
.form-check input[type="checkbox"]:checked {
  background: var(--color-primary);
  border-color: var(--color-primary);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-size: 12px; background-repeat: no-repeat; background-position: center;
}
.form-check-label { font-size: var(--text-sm); color: var(--color-text-secondary); line-height: 1.5; }

/* Form card wrapper */
.form-card {
  background: var(--color-white);
  border-radius: var(--radius-2xl);
  box-shadow: var(--shadow-xl);
  padding: var(--space-10);
}
.form-card-title {
  font-size: var(--text-2xl);
  color: var(--color-primary);
  margin-bottom: var(--space-2);
}
.form-card-subtitle {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin-bottom: var(--space-6);
}

/* Success state */
.form-success {
  display: none;
  text-align: center;
  padding: var(--space-12) var(--space-8);
}
.form-success.visible { display: block; }
.form-success-icon {
  width: 72px; height: 72px;
  border-radius: 50%;
  background: var(--color-success-bg);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto var(--space-5);
  font-size: 2rem;
}


/* ============================================================
 * 06  NAVIGATION
 * ============================================================ */

.site-header {
  position: sticky;
  top: 0; left: 0; right: 0;
  height: var(--nav-height);
  background: var(--nav-bg);
  box-shadow: var(--nav-shadow);
  z-index: var(--z-sticky);
  transition: box-shadow var(--duration-base) var(--ease-out);
}
.site-header.scrolled {
  box-shadow: var(--shadow-md);
}

.nav-inner {
  height: 100%;
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--container-px);
  display: flex;
  align-items: center;
  gap: var(--space-6);
}

/* Logo */
.nav-logo {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  text-decoration: none;
  flex-shrink: 0;
}
.nav-logo img {
  height: 40px;
  width: auto;
}
.nav-logo-lockup {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}
.nav-logo-name {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: var(--weight-bold);
  color: var(--color-primary);
  letter-spacing: var(--tracking-tight);
}
.nav-logo-tagline {
  font-size: 0.6875rem;
  color: var(--color-gray-500);
  letter-spacing: var(--tracking-wide);
}

/* Nav links */
.nav-menu {
  display: flex;
  align-items: center;
  gap: var(--space-1);
  list-style: none;
  margin-left: auto;
}
.nav-link {
  display: inline-flex;
  align-items: center;
  gap: var(--space-1);
  padding: var(--space-2) var(--space-3);
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--color-text);
  text-decoration: none;
  border-radius: var(--radius-md);
  transition:
    color      var(--duration-base) var(--ease-out),
    background var(--duration-base) var(--ease-out);
  white-space: nowrap;
}
.nav-link:hover,
.nav-link[aria-current="page"] {
  color: var(--color-primary);
  background: var(--color-surface);
}

/* Dropdown */
.nav-item { position: relative; }
.nav-dropdown {
  position: absolute;
  top: calc(100% + 6px);
  left: 50%;
  transform: translateX(-50%) translateY(-4px);
  min-width: 200px;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  padding: var(--space-2);
  opacity: 0;
  visibility: hidden;
  transition:
    opacity    var(--duration-base) var(--ease-out),
    transform  var(--duration-base) var(--ease-out),
    visibility var(--duration-base) var(--ease-out);
  z-index: var(--z-dropdown);
}
.nav-item:hover .nav-dropdown,
.nav-item:focus-within .nav-dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
}
.nav-dropdown a {
  display: block;
  padding: var(--space-3) var(--space-4);
  font-size: var(--text-sm);
  color: var(--color-text);
  border-radius: var(--radius-lg);
  transition: background var(--duration-fast), color var(--duration-fast);
}
.nav-dropdown a:hover { background: var(--color-surface); color: var(--color-primary); }

/* Nav right */
.nav-actions {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  margin-left: var(--space-2);
  flex-shrink: 0;
}
.nav-phone {
  font-size: var(--text-sm);
  font-weight: var(--weight-semibold);
  color: var(--color-primary);
  text-decoration: none;
  white-space: nowrap;
  transition: color var(--duration-base);
}
.nav-phone:hover { color: var(--color-primary-hover); }

/* Hamburger */
.nav-toggle {
  display: none;
  width: 32px; height: 24px;
  flex-direction: column;
  justify-content: space-between;
  background: none; border: none;
  padding: 0; margin-left: auto;
  z-index: var(--z-modal);
}
.nav-toggle-bar {
  display: block;
  width: 100%; height: 2px;
  background: var(--color-primary);
  border-radius: var(--radius-full);
  transition: transform var(--duration-slow) var(--ease-in-out), opacity var(--duration-base);
  transform-origin: center;
}
.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(1) {
  transform: translateY(11px) rotate(45deg);
}
.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(2) {
  opacity: 0; transform: scaleX(0);
}
.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(3) {
  transform: translateY(-11px) rotate(-45deg);
}


/* ============================================================
 * 07  HERO
 * ============================================================ */

.hero {
  position: relative;
  background: var(--color-primary);
  background-image:
    radial-gradient(ellipse 80% 60% at 70% 50%, rgba(41, 82, 163, 0.5) 0%, transparent 70%),
    linear-gradient(160deg, #0E2440 0%, var(--color-primary) 50%, #1D4078 100%);
  overflow: hidden;
  padding: var(--space-24) 0 var(--space-20);
  color: var(--color-white);
}

/* Decorative geometric accent */
.hero::before {
  content: '';
  position: absolute;
  top: -80px; right: -80px;
  width: 560px; height: 560px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(41, 82, 163, 0.25) 0%, transparent 70%);
  pointer-events: none;
}

/* With background photo */
.hero--photo {
  background-size: cover;
  background-position: center;
}
.hero--photo::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(100deg, rgba(14, 36, 64, 0.88) 0%, rgba(22, 50, 92, 0.72) 50%, rgba(14, 36, 64, 0.50) 100%);
  z-index: 1;
}
.hero--photo .container { position: relative; z-index: 2; }

.hero-layout {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: var(--space-12);
  align-items: center;
}

.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  background: rgba(232, 153, 28, 0.15);
  border: 1px solid rgba(232, 153, 28, 0.3);
  color: var(--color-accent-muted);
  font-size: var(--text-xs);
  font-weight: var(--weight-semibold);
  letter-spacing: var(--tracking-widest);
  text-transform: uppercase;
  padding: var(--space-1) var(--space-3);
  border-radius: var(--radius-full);
  margin-bottom: var(--space-5);
}

.hero-title {
  font-family: var(--font-display);
  font-size: clamp(var(--text-3xl), 5.5vw, var(--text-6xl));
  font-weight: var(--weight-extrabold);
  line-height: var(--leading-tight);
  color: var(--color-white);
  letter-spacing: var(--tracking-tight);
  margin-bottom: var(--space-5);
}
.hero-title em {
  font-style: normal;
  color: var(--color-accent-muted);
}

.hero-description {
  font-size: clamp(var(--text-base), 2vw, var(--text-lg));
  color: rgba(255,255,255,0.82);
  line-height: var(--leading-relaxed);
  max-width: 52ch;
  margin-bottom: var(--space-8);
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  flex-wrap: wrap;
  margin-bottom: var(--space-8);
}

/* Trust proof row below hero CTA */
.hero-proof {
  display: flex;
  align-items: center;
  gap: var(--space-5);
  padding-top: var(--space-6);
  border-top: 1px solid rgba(255,255,255,0.12);
  flex-wrap: wrap;
}
.hero-proof-item {
  display: flex;
  flex-direction: column;
}
.hero-proof-number {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  font-weight: var(--weight-bold);
  color: var(--color-accent-muted);
  line-height: 1;
}
.hero-proof-label {
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.60);
  text-transform: uppercase;
  letter-spacing: var(--tracking-wider);
  margin-top: 2px;
}
.hero-proof-divider {
  width: 1px; height: 36px;
  background: rgba(255,255,255,0.15);
  flex-shrink: 0;
}

/* Hero quote card — right column */
.hero-card {
  background: var(--color-white);
  border-radius: var(--radius-2xl);
  padding: var(--space-8);
  box-shadow: var(--shadow-xl);
  color: var(--color-text);
}
.hero-card-title {
  font-size: var(--text-xl);
  color: var(--color-primary);
  margin-bottom: var(--space-6);
  text-align: center;
}
.hero-card-subtitle {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  text-align: center;
  margin-top: var(--space-4);
}
.hero-card-trust {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  margin-top: var(--space-3);
}


/* Hero centered modifier — full-width centered layout, no split card */
.hero--centered { text-align: center; }
.hero--centered .hero-description { margin-inline: auto; }
.hero--centered .hero-actions { justify-content: center; }
.hero--centered .hero-proof  { justify-content: center; }


/* ============================================================
 * 08  SOCIAL PROOF / TRUST BAR
 * ============================================================ */

.trust-bar {
  background: #0E2440;
  padding: var(--space-6) 0;
  border-top: 1px solid rgba(255,255,255,0.05);
}
.trust-bar-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-10);
  flex-wrap: wrap;
}
.trust-bar-item {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  color: rgba(255,255,255,0.85);
}
.trust-bar-icon {
  width: 40px; height: 40px;
  flex-shrink: 0;
  background: rgba(232, 153, 28, 0.15);
  border-radius: var(--radius-lg);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem;
}
.trust-bar-text strong {
  display: block;
  font-size: var(--text-sm);
  font-weight: var(--weight-semibold);
  color: var(--color-white);
  line-height: 1.2;
}
.trust-bar-text span {
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.55);
  letter-spacing: var(--tracking-wide);
}
.trust-bar-divider {
  width: 1px; height: 32px;
  background: rgba(255,255,255,0.1);
}


/* ============================================================
 * 09  FEATURE GRID
 * ============================================================ */

.feature-icon {
  width: 52px; height: 52px;
  border-radius: var(--radius-lg);
  background: rgba(22, 50, 92, 0.07);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  margin-bottom: var(--space-4);
  flex-shrink: 0;
  transition: background var(--duration-base);
}

.feature-item {
  display: flex;
  flex-direction: column;
}
.feature-item:hover .feature-icon {
  background: rgba(22, 50, 92, 0.12);
}
.feature-item h3 {
  font-size: var(--text-xl);
  margin-bottom: var(--space-2);
}
.feature-item p {
  font-size: var(--text-base);
  color: var(--color-text-secondary);
  max-width: none;
}

/* Horizontal feature (icon left) */
.feature-item--row {
  flex-direction: row;
  gap: var(--space-5);
  align-items: flex-start;
}
.feature-item--row .feature-icon { margin-bottom: 0; }


/* ============================================================
 * 10  CARDS
 * ============================================================ */

/* Base card */
.card {
  background: var(--card-bg);
  border: 1px solid var(--card-border);
  border-radius: var(--card-radius);
  box-shadow: var(--card-shadow);
  padding: var(--card-px) var(--card-py);
  transition:
    transform    var(--duration-slow) var(--ease-out),
    box-shadow   var(--duration-slow) var(--ease-out),
    border-color var(--duration-base) var(--ease-out);
}
.card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
}
.card--flat { box-shadow: none; }
.card--flat:hover { box-shadow: var(--shadow-md); }

/* Product / Coverage card */
.product-card {
  display: flex;
  flex-direction: column;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--card-radius);
  padding: var(--space-8);
  text-decoration: none;
  color: inherit;
  transition:
    transform    var(--duration-slow) var(--ease-out),
    box-shadow   var(--duration-slow) var(--ease-out),
    border-color var(--duration-base) var(--ease-out);
}
.product-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-primary-link);
  color: inherit;
}
.product-card-icon {
  width: 56px; height: 56px;
  background: var(--color-surface);
  border-radius: var(--radius-lg);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.75rem;
  margin-bottom: var(--space-5);
  transition: background var(--duration-base);
}
.product-card:hover .product-card-icon {
  background: rgba(22, 50, 92, 0.08);
}
.product-card-title {
  font-size: var(--text-xl);
  color: var(--color-primary);
  margin-bottom: var(--space-3);
}
.product-card-body {
  font-size: var(--text-sm);
  color: var(--color-text-secondary);
  line-height: var(--leading-relaxed);
  flex: 1;
  margin-bottom: var(--space-5);
  max-width: none;
}
.product-card-cta {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-sm);
  font-weight: var(--weight-semibold);
  color: var(--color-primary-link);
  margin-top: auto;
}
.product-card-cta svg { transition: transform var(--duration-base) var(--ease-bounce); }
.product-card:hover .product-card-cta svg { transform: translateX(4px); }

/* Testimonial card */
.testimonial-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--card-radius);
  padding: var(--space-8);
  display: flex;
  flex-direction: column;
  gap: var(--space-5);
  transition: transform var(--duration-slow) var(--ease-out), box-shadow var(--duration-slow);
}
.testimonial-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.testimonial-stars {
  display: flex; gap: 3px;
  color: var(--color-accent);
  font-size: 1rem;
}
.testimonial-quote {
  font-size: var(--text-base);
  color: var(--color-text-secondary);
  line-height: var(--leading-relaxed);
  font-style: italic;
  flex: 1;
  max-width: none;
  margin-bottom: 0;
}
.testimonial-quote::before { content: '\201C'; color: var(--color-accent); font-size: 1.5em; line-height: 0; vertical-align: -0.25em; margin-right: 2px; }
.testimonial-author {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding-top: var(--space-4);
  border-top: 1px solid var(--color-gray-100);
}
.testimonial-avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  object-fit: cover;
  background: var(--color-surface);
  flex-shrink: 0;
}
.testimonial-author-name {
  font-size: var(--text-sm);
  font-weight: var(--weight-semibold);
  color: var(--color-text);
  margin-bottom: 0;
}
.testimonial-author-detail {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  margin-bottom: 0;
}

/* Location card */
.location-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--card-radius);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  text-decoration: none;
  color: inherit;
  transition: transform var(--duration-slow) var(--ease-out), box-shadow var(--duration-slow);
}
.location-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); color: inherit; }
.location-card-map {
  height: 180px;
  background: var(--color-surface);
  overflow: hidden;
}
.location-card-map img { width: 100%; height: 100%; object-fit: cover; }
.location-card-body {
  padding: var(--space-6);
  flex: 1;
  display: flex;
  flex-direction: column;
}
.location-card-city {
  font-size: var(--text-xl);
  color: var(--color-primary);
  margin-bottom: var(--space-1);
}
.location-card-address {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin-bottom: var(--space-4);
}
.location-card-info {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
  font-size: var(--text-sm);
  color: var(--color-text-secondary);
  flex: 1;
}
.location-card-info li { display: flex; align-items: center; gap: var(--space-2); }
.location-card-footer {
  margin-top: var(--space-5);
  padding-top: var(--space-4);
  border-top: 1px solid var(--color-gray-100);
}


/* ============================================================
 * 11  STATS ROW
 * ============================================================ */

.stats-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: var(--color-border);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  overflow: hidden;
}
.stat-cell {
  background: var(--color-white);
  padding: var(--space-8) var(--space-6);
  text-align: center;
}
.stat-number {
  font-family: var(--font-display);
  font-size: clamp(var(--text-3xl), 4vw, var(--text-5xl));
  font-weight: var(--weight-extrabold);
  color: var(--color-primary);
  line-height: 1;
  letter-spacing: var(--tracking-tight);
}
.stat-number sup {
  font-size: 0.5em;
  vertical-align: super;
  font-weight: var(--weight-bold);
  color: var(--color-accent);
}
.stat-label {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  font-weight: var(--weight-medium);
  text-transform: uppercase;
  letter-spacing: var(--tracking-wider);
  margin-top: var(--space-2);
}
.stat-desc {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  margin-top: var(--space-1);
}

/* Inline stats (used in hero proof, etc.) */
.stats-inline {
  display: flex;
  align-items: center;
  gap: var(--space-8);
  flex-wrap: wrap;
}
.stat-inline {
  display: flex;
  flex-direction: column;
}
.stat-inline-number {
  font-family: var(--font-display);
  font-size: var(--text-4xl);
  font-weight: var(--weight-extrabold);
  color: var(--color-primary);
  line-height: 1;
  letter-spacing: var(--tracking-tight);
}
.stat-inline-label {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin-top: var(--space-1);
}


/* ============================================================
 * 12  FAQ ACCORDION
 * ============================================================ */

.faq { max-width: 780px; }
.faq.centered { margin-inline: auto; }

.faq-item {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  overflow: hidden;
  background: var(--color-white);
  margin-bottom: var(--space-3);
  transition: border-color var(--duration-base), box-shadow var(--duration-base);
}
.faq-item.open {
  border-color: rgba(22, 50, 92, 0.25);
  box-shadow: var(--shadow-sm);
}

.faq-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-5);
  padding: var(--space-5) var(--space-6);
  background: none;
  border: none;
  text-align: left;
  font-size: var(--text-base);
  font-weight: var(--weight-semibold);
  font-family: var(--font-body);
  color: var(--color-text);
  cursor: pointer;
  transition: color var(--duration-base);
  line-height: var(--leading-snug);
}
.faq-trigger:hover { color: var(--color-primary); }

.faq-chevron {
  flex-shrink: 0;
  width: 32px; height: 32px;
  border-radius: 50%;
  border: 1.5px solid var(--color-border);
  display: flex; align-items: center; justify-content: center;
  transition:
    transform    var(--duration-slow) var(--ease-in-out),
    background   var(--duration-base),
    border-color var(--duration-base);
}
.faq-chevron::after {
  content: '';
  display: block;
  width: 9px; height: 9px;
  border-right: 2px solid var(--color-gray-500);
  border-bottom: 2px solid var(--color-gray-500);
  transform: translateY(-2px) rotate(45deg);
  transition: transform var(--duration-slow) var(--ease-in-out), border-color var(--duration-base);
}
.faq-item.open .faq-chevron {
  background: var(--color-primary);
  border-color: var(--color-primary);
  transform: none;
}
.faq-item.open .faq-chevron::after {
  border-color: var(--color-white);
  transform: translateY(3px) rotate(-135deg);
}

.faq-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--duration-slower) var(--ease-in-out);
}
.faq-item.open .faq-body { max-height: 600px; }

.faq-body-inner {
  padding: 0 var(--space-6) var(--space-6);
  font-size: var(--text-base);
  color: var(--color-text-secondary);
  line-height: var(--leading-relaxed);
}
.faq-body-inner p { max-width: none; }
.faq-body-inner p + p { margin-top: var(--space-3); }


/* ============================================================
 * 12b  HOW IT WORKS — Process Steps
 * ============================================================ */

.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
  position: relative;
}

/* Horizontal connector line between step numbers */
.steps::before {
  content: '';
  position: absolute;
  top: 31px;
  left: calc(16.66% + 36px);
  right: calc(16.66% + 36px);
  height: 2px;
  background: var(--color-border);
  z-index: 0;
}

.step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  position: relative;
  z-index: 1;
}

.step-num {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--color-primary);
  color: var(--color-white);
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  font-weight: var(--weight-extrabold);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-5);
  box-shadow: 0 4px 20px rgba(22, 50, 92, 0.28);
  letter-spacing: var(--tracking-tight);
  flex-shrink: 0;
  border: 3px solid var(--color-white);
}

.step-title {
  font-size: var(--text-xl);
  color: var(--color-text);
  margin-bottom: var(--space-3);
}

.step-desc {
  font-size: var(--text-base);
  color: var(--color-text-secondary);
  max-width: 26ch;
  margin-inline: auto;
  line-height: var(--leading-relaxed);
  margin-bottom: 0;
}


/* ============================================================
 * 13  CTA STRIP
 * ============================================================ */

.cta-strip {
  background: linear-gradient(135deg, #0E2440 0%, var(--color-primary) 50%, #1D4078 100%);
  padding: var(--space-20) 0;
  position: relative;
  overflow: hidden;
}
.cta-strip::before {
  content: '';
  position: absolute;
  bottom: -120px; right: -80px;
  width: 400px; height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(232, 153, 28, 0.12) 0%, transparent 65%);
  pointer-events: none;
}
.cta-strip-inner {
  position: relative;
  z-index: 1;
  text-align: center;
}
.cta-strip-eyebrow {
  font-size: var(--text-xs);
  font-weight: var(--weight-semibold);
  letter-spacing: var(--tracking-widest);
  text-transform: uppercase;
  color: var(--color-accent-muted);
  margin-bottom: var(--space-3);
}
.cta-strip-title {
  font-size: clamp(var(--text-2xl), 4vw, var(--text-4xl));
  color: var(--color-white);
  max-width: 22ch;
  margin-inline: auto;
  margin-bottom: var(--space-4);
}
.cta-strip-subtitle {
  font-size: var(--text-lg);
  color: rgba(255,255,255,0.75);
  max-width: 50ch;
  margin-inline: auto;
  margin-bottom: var(--space-8);
  line-height: var(--leading-relaxed);
}
.cta-strip-actions {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-4);
  flex-wrap: wrap;
}


/* ============================================================
 * 14  FOOTER
 * ============================================================ */

.site-footer {
  background: var(--footer-bg);
  color: rgba(255,255,255,0.70);
  padding-top: var(--space-20);
}
.footer-main {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: var(--space-12);
  padding-bottom: var(--space-12);
  border-bottom: 1px solid var(--footer-border);
}

/* Brand column */
.footer-brand {}
.footer-logo {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  text-decoration: none;
  margin-bottom: var(--space-4);
}
.footer-logo img { height: 38px; filter: brightness(0) invert(1); }
.footer-logo-name {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: var(--weight-bold);
  color: var(--color-white);
  line-height: 1.1;
  letter-spacing: var(--tracking-tight);
}
.footer-tagline {
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.55);
  line-height: var(--leading-relaxed);
  max-width: 34ch;
  margin-bottom: var(--space-5);
}
.footer-contact-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.footer-contact-item {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.70);
  text-decoration: none;
  transition: color var(--duration-base);
}
.footer-contact-item:hover { color: var(--color-accent-muted); }

/* Nav columns */
.footer-col-title {
  font-size: var(--text-xs);
  font-weight: var(--weight-semibold);
  letter-spacing: var(--tracking-widest);
  text-transform: uppercase;
  color: var(--color-white);
  margin-bottom: var(--space-4);
}
.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.footer-links a {
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.65);
  text-decoration: none;
  transition: color var(--duration-base);
}
.footer-links a:hover { color: var(--color-accent-muted); }

/* Bottom bar */
.footer-bottom {
  padding: var(--space-5) 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  flex-wrap: wrap;
}
.footer-copy {
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.40);
  margin-bottom: 0;
  max-width: none;
}
.footer-legal {
  display: flex;
  align-items: center;
  gap: var(--space-5);
}
.footer-legal a {
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.40);
  text-decoration: none;
  transition: color var(--duration-base);
}
.footer-legal a:hover { color: var(--color-accent-muted); }


/* ============================================================
 * 15  BREADCRUMB & PAGE HEADER
 * ============================================================ */

.breadcrumb {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  flex-wrap: wrap;
  font-size: var(--text-sm);
  list-style: none;
}
.breadcrumb li {
  display: flex;
  align-items: center;
  gap: var(--space-2);
}
.breadcrumb li:not(:last-child)::after {
  content: '/';
  color: var(--color-gray-400);
  font-size: var(--text-xs);
}
.breadcrumb a { color: var(--color-text-muted); }
.breadcrumb a:hover { color: var(--color-primary); }
.breadcrumb li:last-child { color: var(--color-text); font-weight: var(--weight-medium); }

/* On dark backgrounds */
.breadcrumb--light a { color: rgba(255,255,255,0.55); }
.breadcrumb--light a:hover { color: var(--color-accent-muted); }
.breadcrumb--light li:not(:last-child)::after { color: rgba(255,255,255,0.25); }
.breadcrumb--light li:last-child { color: rgba(255,255,255,0.85); }

.page-header {
  background: linear-gradient(160deg, #0E2440 0%, var(--color-primary) 100%);
  padding: var(--space-16) 0 var(--space-12);
  color: var(--color-white);
}
.page-header .breadcrumb { margin-bottom: var(--space-5); }
.page-header-title {
  font-size: clamp(var(--text-2xl), 4vw, var(--text-4xl));
  color: var(--color-white);
  margin-bottom: var(--space-4);
}
.page-header-subtitle {
  font-size: var(--text-lg);
  color: rgba(255,255,255,0.75);
  max-width: 58ch;
  line-height: var(--leading-relaxed);
  margin-bottom: 0;
}


/* ============================================================
 * 16  BADGES & CHIPS
 * ============================================================ */

.badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-1);
  padding: var(--space-1) var(--space-3);
  border-radius: var(--radius-full);
  font-size: var(--text-xs);
  font-weight: var(--weight-semibold);
  letter-spacing: 0.03em;
  white-space: nowrap;
}
.badge-navy   { background: rgba(22, 50, 92, 0.08); color: var(--color-primary); }
.badge-amber  { background: rgba(232, 153, 28, 0.12); color: #92400E; }
.badge-green  { background: var(--color-success-bg); color: var(--color-success); }


/* ============================================================
 * 17  UTILITIES
 * ============================================================ */

/* Max-width content containers (for text-heavy centered blocks) */
.content-narrow { max-width: 760px; margin-inline: auto; }
.content-medium  { max-width: 920px; margin-inline: auto; }

.sr-only {
  position: absolute; width: 1px; height: 1px;
  padding: 0; margin: -1px; overflow: hidden;
  clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}

.text-center  { text-align: center; }
.text-right   { text-align: right; }
.text-muted   { color: var(--color-text-muted); }
.text-white   { color: var(--color-white); }
.text-primary { color: var(--color-primary); }
.text-accent  { color: var(--color-accent); }
.text-sm      { font-size: var(--text-sm); }
.text-xs      { font-size: var(--text-xs); }
.font-semibold { font-weight: var(--weight-semibold); }
.font-bold     { font-weight: var(--weight-bold); }

.mt-0  { margin-top: 0; }
.mb-0  { margin-bottom: 0; }
.mb-4  { margin-bottom: var(--space-4); }
.mb-6  { margin-bottom: var(--space-6); }
.mb-8  { margin-bottom: var(--space-8); }
.mt-auto { margin-top: auto; }
.mx-auto { margin-inline: auto; }

.w-full { width: 100%; }
.hidden { display: none !important; }
.block  { display: block; }

.divider {
  border: none;
  border-top: 1px solid var(--color-border);
  margin: var(--space-8) 0;
}

/* Aspect ratio utilities */
.aspect-video { aspect-ratio: 16/9; }
.aspect-square { aspect-ratio: 1; }


/* ============================================================
 * 18  RESPONSIVE
 * ============================================================ */

@media (max-width: 1100px) {
  .footer-main { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
  .stats-row { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 900px) {
  .hero-layout { grid-template-columns: 1fr; }
  .hero-card { max-width: 540px; }
  .split { grid-template-columns: 1fr; gap: var(--space-10); }
  .split--flip > *:first-child { order: 0; }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
}

  /* Steps — mobile: stack vertically, left-aligned */
  .steps {
    grid-template-columns: 1fr;
    gap: var(--space-8);
  }
  .steps::before { display: none; }
  .step {
    flex-direction: row;
    text-align: left;
    align-items: flex-start;
    gap: var(--space-5);
  }
  .step-num { flex-shrink: 0; margin-bottom: 0; width: 48px; height: 48px; font-size: var(--text-xl); }
  .step-desc { max-width: none; margin-inline: 0; }
}

@media (max-width: 768px) {
  :root {
    --container-px: var(--container-px-sm);
    --section-y: var(--section-y-sm);
    --section-y-sm: var(--section-y-xs);
    --nav-height: var(--nav-height-mobile);
  }

  /* Mobile nav */
  .nav-toggle { display: flex; }
  .nav-phone.desktop-only { display: none; }

  .nav-menu {
    position: fixed;
    top: var(--nav-height-mobile);
    inset-inline: 0;
    bottom: 0;
    flex-direction: column;
    align-items: stretch;
    justify-content: flex-start;
    background: var(--color-white);
    padding: var(--space-4);
    gap: 0;
    transform: translateX(100%);
    transition: transform var(--duration-slow) var(--ease-in-out);
    overflow-y: auto;
    z-index: var(--z-overlay);
    box-shadow: -4px 0 24px rgba(22, 50, 92, 0.12);
    margin-left: 0;
  }
  .nav-menu.open { transform: translateX(0); }

  .nav-link {
    padding: var(--space-4);
    font-size: var(--text-base);
    border-radius: var(--radius-lg);
  }
  .nav-link:hover { background: var(--color-surface); }

  .nav-dropdown {
    position: static;
    opacity: 1; visibility: visible;
    transform: none; box-shadow: none;
    border: none; background: var(--color-surface);
    border-radius: var(--radius-lg);
    margin: var(--space-1) 0 var(--space-2);
    padding: var(--space-2);
    display: none;
  }
  .nav-item.open .nav-dropdown { display: block; }

  .nav-actions { margin-left: auto; }
  .nav-actions .btn { display: none; }
  .nav-actions .btn.mobile-cta { display: inline-flex; }

  /* Layout */
  .grid-2,
  .grid-3,
  .grid-4 { grid-template-columns: 1fr; }

  .form-row { grid-template-columns: 1fr; }

  .hero { padding: var(--space-16) 0 var(--space-12); }
  .hero-actions { flex-direction: column; align-items: flex-start; }
  .hero-actions .btn { width: 100%; justify-content: center; }

  .stats-row { grid-template-columns: 1fr 1fr; }

  .trust-bar-inner { gap: var(--space-6); justify-content: flex-start; }
  .trust-bar-divider { display: none; }

  .footer-main { grid-template-columns: 1fr; gap: var(--space-8); }
  .footer-brand { grid-column: auto; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }

  .cta-strip-actions { flex-direction: column; }
  .cta-strip-actions .btn { width: 100%; max-width: 360px; }
}

@media (max-width: 480px) {
  .stats-row { grid-template-columns: 1fr 1fr; border-radius: var(--radius-lg); }
  .stat-cell { padding: var(--space-6) var(--space-4); }
  .hero-proof { gap: var(--space-4); }
  .hero-proof-divider { display: none; }
}


/* ============================================================
 * 19  ACCESSIBILITY & REDUCED MOTION
 * ============================================================ */

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  html { scroll-behavior: auto; }
}

@media (prefers-color-scheme: dark) {
  /* Dark mode placeholder — intentionally not implemented.
     Add dark theme overrides here when ready. */
}