Privacy Policy

Introduction

Unified Insurance Partners and its affiliated entities respect privacy and are committed to protecting it through compliance with this Privacy Policy. The policy describes types of information collected when visiting unified.insure and affiliated websites, and practices for collecting, using, maintaining, protecting, and disclosing that information.

The policy applies to information collected on the Website and through electronic messages between users and the Website. It does not apply to information collected offline, through other websites operated by Unified or third parties, or by third parties including affiliates and subsidiaries.

Information Collection

Unified may collect several types of information:

• Personal information by which users may be identified, such as name, postal address, email address, telephone number, or any other personally identifiable information
• Information about internet connection, equipment used to access the Website, and usage details

Information is collected:

• Directly from users when provided
• Through transactions with Unified, affiliates, or third parties, including consumer reporting agencies
• Automatically while navigating the site through usage details, IP addresses, cookies, web beacons, and other tracking technologies

Information Users Provide

Information collected includes:

• Information from forms on the Website, including registration and service subscription forms
• Records and copies of correspondence, including email addresses
• Survey responses
• Search queries on the Website
• User Contributions posted in public areas or transmitted to other users or third-party websites

Users post User Contributions at their own risk. Unified cannot control actions of other users and cannot guarantee User Contributions will not be viewed by unauthorized persons.

Third-Party Links Disclaimer

This Privacy Statement addresses only Unified's use and disclosure of personally identifiable information. The Website may contain links to other websites. Unified is not responsible for privacy practices of other sites and is not liable for their misuse of personal information. Users should carefully read privacy statements of other sites before providing information.

Automatic Data Collection Technologies

As users navigate the Website, Unified may collect:

• Details of visits including traffic data, location data, logs, communication data, and resources accessed and used
• Information about computers and internet connections, including IP addresses, operating systems, and browser types

Collected information is statistical and may be maintained or associated with personal information collected in other ways or received from third parties. It helps Unified improve the Website and deliver personalized service by:

• Estimating audience size and usage patterns
• Customizing the Website according to individual interests
• Speeding up searches
• Recognizing returning users

Browser Cookies

Cookies are small files placed on computer hard drives. Users may refuse cookies by adjusting browser settings. Features may use cookies to collect and store information about preferences and navigation. Unified does not use cookies to gather personal information or link cookies to identifiable information like policy numbers. Disabling cookies may prevent access to certain Website parts.

Web Beacons

Website pages and emails may contain small electronic files known as web beacons (clear gifs, pixel tags, single-pixel gifs) permitting Unified to count page visits, email opens, and provide related website statistics like recording content popularity and verifying system integrity.

Do Not Track Disclosure

Unified does not track customers over time across third-party websites for targeted advertising and does not respond to Do Not Track signals. However, third-party sites, including social media sites linked from the Website, may track browsing activities to tailor content. Some updated web browsers allow users to set DNT signals so third parties, particularly advertisers, know tracking is not desired.

Third-Party Use of Cookies and Tracking Technologies

Unified may serve content through third parties using cookies, web beacons, or tracking technologies to collect information when users access the Website. Collected information may be associated with personal information or information about online activities across different websites. Third parties may use this information to provide interest-based advertising or targeted content. Unified does not control third parties' tracking technologies. Users with questions about advertisements should contact responsible providers directly.

How Information Is Used

Unified uses collected information to:

• Present the Website and its contents
• Provide information, products, or services users request
• Fulfill purposes for which information is provided
• Carry out obligations and enforce rights from contracts between users and Unified
• Notify about changes to the Website or products/services
• Allow participation in interactive features
• Use for any other purpose with user consent

Information Disclosure

Customer information is important to Unified's business, and Unified does not sell information to others. However, Unified may disclose aggregated information about users and non-identifying information without restriction. Additionally, Unified may disclose personal information:

• To subsidiaries and affiliates
• To contractors, service providers, and third parties supporting the business, including insurance companies, general agencies, and insurance-related entities performing marketing services or joint marketing agreements
• To fulfill the purpose for which information is provided
• For purposes disclosed when information is provided
• To buyers or successors in mergers, divestitures, restructurings, reorganizations, dissolutions, or asset sales/transfers, whether as going concerns or bankruptcy/liquidation proceedings
• With user consent

Unified may also disclose personal information:

• To comply with court orders, laws, legal processes, government or regulatory requests
• To enforce Website terms of use
• If disclosure is necessary to protect rights, property, or safety of Unified, affiliated entities, customers, or others, including exchanging information with other companies for fraud protection and credit risk reduction

Children Under 13

The Website is not intended for children under 13. No one under 13 may provide personal information to or on the Website. Unified does not knowingly collect personal information from children under 13. Children should not use the Website, provide information, register, make purchases, use interactive features, or provide personal details including names, addresses, telephone numbers, email addresses, or usernames.

If Unified learns it has collected personal information from children under 13 without parental consent verification, that information will be deleted. Anyone believing Unified has information from or about children under 13 should contact info@unified.insure.

Security Procedures

Unified has implemented measures to secure personal information from accidental loss and unauthorized access, use, alteration, and disclosure. All provided information is maintained with commercially reasonable physical, electronic, and procedural safeguards. Information safety and security also depends on users. Where passwords are provided or chosen for Website access, users are responsible for keeping passwords confidential and should not share them.

Internet transmission security is not completely guaranteed. Although Unified takes best efforts to protect personal information, transmission security cannot be guaranteed. Personal information transmission is at user risk. Unified is not responsible for circumvention of privacy settings or security measures on the Website.

Changes to Privacy Policy

Unified posts Privacy Policy changes on this page with notices. Material changes to personal information treatment will be notified via email to primary account addresses and/or Website notices. The revision date is identified at the page top. Users are responsible for maintaining current email addresses and periodically visiting the Website and Privacy Policy to check for changes.

Terms of Use; Privacy Policy

Website visits and disputes are subject to the Privacy Policy and Terms of Use, including limitations on damages, arbitration of disputes, and California law application.